I went to buy something at iTunes and it said my account had been deactivated. Chatted online with a very helpful CSR who informed me someone used my account (debit card!) to buy two $50 gift cards which they interpreted to be fraudulent activity (how I do not know and did not ask since they were correct) and so they suspended the account.
I checked and the charges were there on my bank account. Called the bank and they cancelled the card and will refund the money. However I have no accress to cash at the moment and have about $5 to my name. On the plus side I won $16 in powerball, so that should get me to Tuesday when my new card is supposed to get here.
I don't leave my credit card lying around so I have to assume I gave it to someone in a restaurant or something and they wrote the number down. It happened end of June and I never noticed except I came up short last month and had to take money out of savings. I'll have to be more careful about checking charges going forward.
I checked and the charges were there on my bank account. Called the bank and they cancelled the card and will refund the money. However I have no accress to cash at the moment and have about $5 to my name. On the plus side I won $16 in powerball, so that should get me to Tuesday when my new card is supposed to get here.
I don't leave my credit card lying around so I have to assume I gave it to someone in a restaurant or something and they wrote the number down. It happened end of June and I never noticed except I came up short last month and had to take money out of savings. I'll have to be more careful about checking charges going forward.
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As for my debit card, I track that religiously, at least 3-4 times a week, online. You can't be too careful these days.
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and just as I typed that it occurred to me to wonder how they bought the gift cards? Did they use my iTunes account itself or just the card number? I better change my account password as well.
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A couple years back, we returned from a weekend trip to Rome and discovered someone had taken a sizeable sum out of B's account--the withdrawal was done in Pakistan (or India, I forget which, now.) And clearly we hadn't been anywhere near the point of service, so to speak. It took some time getting things sorted with the bank. We still don't know who or how any of that occurred, but I'll always wonder if it was someone on the staff of the hotel where we stayed.
Sometime later, we also started receiving post and phonecalls in some guy's name--we'd never heard of. Whoever it was, he was getting chased by credit companies and banks. How and when he obtained our address and started using it to apply for accounts, we'll never know. All we could do was call these banks and tell them we'd never heard of the guy and no one by that name had ever lived here (we're only the second owners of this little house and we knew who we'd bought it from and they had bought it when built.)
How this stuff goes on I don't understand but it's frightening to realise your details, accounts, all sorts of things can be taken over by total strangers and it can wind up costing you dearly.
I've gotten plum paranoid with care since B's account was hacked. But I can only hope I'm doing enough and double check everything.
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Incidentally, they don't even need to write your card number down. They have these small machines - all they need to do is swipe your card through it and they get all your card info. I never, ever, let my card out of my sight. If I go to a restaurant, I always pay cash.
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That's also why the credit card companies now put the 3 digit security code on the back of the card. 19 numbers to match is harder, and if someone does get a hold of your number from somewhere, they still don't have those other 3 numbers.
SOrry you're going thru the hassles!
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